Understanding the vision behind India's trusted financial consultancy.
The name "Trinaaya" is rooted in the Sanskrit idea of the "third eye" — a symbol of sharp vision, deeper perspective, and the ability to understand what isn't immediately visible.
This very thought shapes our approach to financial consulting. While many see confusion, we create clarity. Where there are hurdles, we identify possibilities. Our aim is to bring simplicity and structure to finance, helping our clients take well-informed and confident decisions.
Founded by Kunal Handa (Former AGM, State Bank of India) and Vikash Yadav, CFA (Former Cluster Head, HDFC Bank), Trinaaya brings 30+ years of combined banking & corporate finance leadership. Their lender-first approach helps structure transactions the way banks assess and approve them.
30+ years of combined banking & corporate finance experience — credit evaluation, financial structuring, banking strategy, and funding solutions.
Founder & Director
Former AGM, State Bank of India
"In 16 years, I have learnt why banks say no, and I use the same experience to help my customers get a yes."
Founder & Director
Former Cluster Head, HDFC Bank
To democratize access to financial advisory services. We believe that smart financial guidance should be available to everyone — from first-time homebuyers to established businesses seeking growth capital. Our mission is to bridge the gap between aspiration and achievement through expert financial consultation.
To become India's most trusted financial advisory platform. We envision a future where every financial decision is backed by expert guidance, every funding need is met with the right solution, and every client relationship is built on transparency, trust, and long-term value creation.
Our founders' deep banking background gives us an unmatched understanding of how lenders think, evaluate, and approve.
We understand how banks think, evaluate, and approve. This insider perspective helps us position your application for maximum success.
Our relationships with key decision-makers at 45+ lenders give us direct access to better rates, faster processing, and priority attention.
We prepare bank-ready documentation that meets exact lender requirements, reducing back-and-forth and accelerating approvals.
Thorough analysis of your financial health, identification of potential red flags, and proactive solutions before approaching lenders.
The principles that guide every client interaction and business decision we make.
We operate with complete transparency and honesty in every interaction.
We simplify the complex world of finance into clear, actionable guidance.
We understand that time is money. Our processes are designed for speed without compromising quality.
We build relationships, not transactions. Your success is our ongoing commitment.
Our success is measured by your outcomes. We focus on delivering real, tangible results.
Quality financial advisory should be accessible to everyone, regardless of business size.
Ready to experience the Trinaaya difference? Schedule a free consultation with our team today.
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